Did you know that flooding is the most common disaster in the United States? Despite this statistic, many homeowners are unprotected by their basic California Home Insurance. Here are some things to consider before leaving your home unprotected:
Even a small flood can cost you a great deal in damages
Did you know that two inches of water can cause over $7000 in damage? Most CA homeowners’ insurance policies don’t cover flood on their own, but with the right flood policy all of your damages can be covered!
Low risk doesn’t mean no risk
Did you know that homes in low risk areas account for 25% percent of all flood claims? Just because a flood hasn’t occurred in your area doesn’t mean your home is safe forever!
Government assistance is rare
Did you know that only the President can declare a federal disaster? Even when this does occur, the aid is often presented as a loan to be repaid with interest.
Flood insurance is more affordable than you may think, and it can be an important investment for your future. Talk to your independent insurance agent today to discuss adding protection to your Calfornia home insurance!
Request a Flood Quote here!
Precipitation graph courtesy of US Climate Data, more information here.