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5 Reasons You Should Consider Getting Travel Insurance for Your Upcoming Trip

Travel insurance can provide valuable protection and peace of mind when you're planning a trip. Here are five reasons why you should consider getting travel insurance for your upcoming journey: Trip Cancellation or Interruption Coverage: Travel plans can be disrupted for various reasons, such as unexpected illness, family emergencies, or ...

Heads up: Your biz may not have flood insurance!

Natural disasters can be devastating to businesses. While damage caused by some types of natural events—such as lightning or wind—will usually be covered by commercial property insurance, you need a special policy if you want protection from flood damage. This Q&A will help you understand ...

National Teen Driver Safety Week

Car crashes remain the leading cause of death for teens (15-18 years old) in the United States. According to the National Highway Traffic Safety Administration (NHTSA), in 2021, an estimated 94,201 teen passengers were injured in car crashes and an estimated 170,083 people were injured in crashes involving a teen driver, accounting for ...

Woof! Dog bite statistics and your homeowner's policy

Homeownership brings with it a sense of security and comfort, but it also comes with responsibilities, including protecting your family, guests, and even your pets. While dogs are often considered beloved members of the family, they can pose a significant risk when it comes to homeowner's insurance. In this blog, ...

Understanding Red Flag Warnings: What You Need to Know

If you've ever heard the term "Red Flag Warning" in the context of weather reports or wildfire updates, you might wonder what it means and why it's important. Red Flag Warnings are critical alerts issued by meteorological agencies to warn people about dangerous fire weather conditions. In this blog post, ...

The Inception of California Earthquake Authority Insurance Offerings and the Shift Away from Private Earthquake Insurance in California

California is notorious for its susceptibility to earthquakes, making earthquake insurance a critical consideration for residents. However, it might come as a surprise that earthquake insurance in California isn't typically offered by private insurance companies anymore. Instead, the California Earthquake Authority (CEA) plays a pivotal role in providing this essential ...

What Makes Mobile Home Insurance Different?

Manufactured home insurance, also known as mobile home insurance, is different from regular homeowner's insurance (often referred to as traditional or standard homeowners insurance) primarily because it is designed to cater to the unique characteristics and risks associated with manufactured or mobile homes. Here are the key differences between the ...

Who's Rodger, Where's his Creek, and Why is he at Fault?

Do you know the Rodger's Creek Fault? It rests just beneath us in Sonoma County, including our Insurance Agency's office...! This fault is cited as the most likely source of a 7.0 magnitude, or greater, quake between now and 2035. When The Big One comes, we will be without forewarning and&...

The Consequences of Distracted Driving

Distracted driving remains a major roadway safety threat, involving behaviors such as talking or texting on mobile devices, eating, conversing with passengers, and other diversions while operating a vehicle. The use of mobile phones and other electronic devices while driving has emerged as one of the leading causes of distracted ...

Revolutionizing Energy Use: Smart Renovations for a Sustainable Home

As in all walks of life, sustainability and energy efficiency are a leading trend in the real estate industry. Not only do homeowners want to take steps to keep increasing utility costs under control, but they want to feel like they are doing their part to ensure the future of ...

Why Work with A Local Insurance Agent?

When it comes to safeguarding your assets and securing your future, choosing a local insurance agent can make all the difference. As a dedicated member of your community, we take pride in understanding your unique needs and circumstances to offer personalized insurance solutions tailored specifically to you. Putting in the ...

Transform Your Business Environment: Essential Considerations for Commercial Building Renovations

Running a business is a lot of work. Those who think that it is nothing more than transactions of products and services are in for a rude awakening. To this end, one area that often gets overlooked is keeping the building in pristine condition. The building creates the first impression ...