Water damage is one of those issues that can turn even the calmest homeowner into a bundle of stress. A small leak can become a big (and expensive) problem fast—and in many cases, the signs are hiding in plain sight.
The average water damage claim costs around $14,000, not including the sentimental items that can’t be replaced. But with a bit of routine checking, many of these headaches can be completely avoided.
At Barber Insurance, we’ve seen firsthand how sneaky water can be. Here are 14 often-overlooked places to check in your home:
1. Chimney Flashing
Where your chimney meets the roof is a common entry point for water. Damaged or missing flashing can lead to leaks inside walls or the attic.
2. Skylights
Beautiful, yes—leak-free, not always. Check around the frame for moisture or staining.
3. Gutters
Clogged gutters can push water under shingles or toward your foundation. Clean them at least twice a year.
4. Dishwasher Hose
Rubber hoses crack over time. A slow leak behind the appliance can go unnoticed for months.
5. Refrigerator Ice Maker Line
That tiny plastic line can cause big problems. Look for kinks, cracks, or moisture on the floor.
6. Washing Machine Hoses
Rubber hoses fail without warning. Stainless steel braided hoses are a safer upgrade.
7. Water Heater
A drip pan can catch small leaks before they become disasters. Add a drain line if possible.
8. Under Sinks
Supply lines can leak slowly and quietly. Make a habit of checking beneath bathroom and kitchen sinks.
9. Toilet Wax Ring
This small, unseen seal wears out over time. Water pooling around the toilet base is a common clue.
10. Toilet Supply Line
The flexible line behind your toilet can crack or loosen. Replace aging lines with high-quality braided ones.
11. Landscaping Grading
If the ground slopes toward your home instead of away, water can pool around the foundation.
12. Outdoor Spigots & Hoses
Leaving hoses attached in winter can cause interior pipes to freeze and burst. Disconnect before the cold sets in.
13. Sewer Line
Tree roots love to find their way into sewer pipes. A root treatment once or twice a year can help keep things flowing.
14. Sump & Sewage Pumps
These pumps are lifesavers—unless the power goes out. A battery backup prevents overflow during storms.
Bonus Tip:
Smart water sensors are inexpensive and can alert you immediately when a leak starts. They’re especially helpful near dishwashers, washing machines, and water heaters.
At Barber Insurance Agency, we’re here to help you protect your home before small issues become major claims. If you’d like a coverage review or want to make sure your policy protects against water damage, reach out anytime—we’re always here to help our Sonoma County community stay safe, dry, and protected.